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>>So you have to have faith to be saved, do you? That's doing something, isn't it?<<

Nope, it's not. Faith is not my faith but is the faith of Christ given to me as a gift from God.

Ephesians 2:8 For it is by grace you have been saved, through faith--and this is not from yourselves, it is the gift of God--

Galatians 2:16 having known also that a man is not declared righteous by works of law, if not through the faith of Jesus Christ, also we in Christ Jesus did believe, that we might be declared righteous by the faith of Christ, and not by works of law, wherefore declared righteous by works of law shall be no flesh.

Notice the difference in the wording of "we in Christ Jesus did believe" but it's by the faith of Christ. And yes the word is different in the Greek.

Man can't even boast about his faith. Our faith is not even our faith. God gives it to each in different measures. So no, man is not doing something. God is doing something through man.

Oh, I don't think Jesus was mistaken about who does the believing:

"They said therefore unto him, What must we do, that we may work the works of God?
Jesus answered and said unto them, This is the work of God, that ye believe on him whom he hath sent." - John 6:28-29

And I don't think the writer of Hebrews was mistaken about who does the believing and having faith either:

"But without faith it is impossible to please him: for he that cometh to God must believe that he is, and that he is a rewarder of them that diligently seek him." - Hebrews 11:6

But maybe you think Paul was wrong about where faith comes from?

"That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved. For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation...So then faith cometh by hearing, and hearing by the word of God." - Romans 10:9,10,17