There are no debits in my account at all.
Colossians 2:8-15 See to it that no one takes you captive by philosophy and empty deceit, according to human tradition, according to the elemental spirits of the world, and not according to Christ. For in him the whole fullness of deity dwells bodily, and you have been filled in him, who is the head of all rule and authority.
In him also you were circumcised with a circumcision made without hands, by putting off the body of the flesh, by the circumcision of Christ, having been buried with him in baptism, in which you were also raised with him through faith in the powerful working of God, who raised him from the dead. And you, who were dead in your trespasses and the uncircumcision of your flesh, God made alive together with him, having forgiven us all our trespasses,by canceling the record of debt that stood against us with its legal demands. This he set aside, nailing it to the cross. He disarmed the rulers and authorities and put them to open shame, by triumphing over them in him.
What is this "Law" that nobody can obey? Marital fidelity?
Gotta watch that projection there....
Galatians 2:15-21 We ourselves are Jews by birth and not Gentile sinners; yet we know that a person is not justified by works of the law but through faith in Jesus Christ, so we also have believed in Christ Jesus, in order to be justified by faith in Christ and not by works of the law, because by works of the law no one will be justified.
But if, in our endeavor to be justified in Christ, we too were found to be sinners, is Christ then a servant of sin? Certainly not! For if I rebuild what I tore down, I prove myself to be a transgressor. For through the law I died to the law, so that I might live to God. I have been crucified with Christ. It is no longer I who live, but Christ who lives in me. And the life I now live in the flesh I live by faith in the Son of God, who loved me and gave himself for me. I do not nullify the grace of God, for if righteousness were through the law, then Christ died for no purpose.
We'll take your word for it.
Nevertheless, we have a judgement to face and it won't be your call....and it's going to be based on....*gasp*.....works!! Works, which were inspired by faith and love but works, nonetheless.
The mistake that Protestants always make is in projecting their anti-Catholicism onto Paul as if he was writing specifically for a group of people who would not appear for another millenium and a half in the middle of the 16th century. He wasn't. He was writing to nascent Christian communities and contrasting the Gospel of Christ with the old Jewish law. That is all!
Paul was most definitely not saying that all one needs to get into heaven is a gut feeling that one is saved. It goes much further than that. The same Paul also tells us about love and explains how love is greater than faith. In fact, he says that if one has faith to move mountains but has not love, then one is nothing!
"And if I should have prophecy and should know all mysteries, and all knowledge, and if I should have all faith, so that I could remove mountains, and have not charity, I am nothing." 1 Corinthians 13:2
What do think about that? Paul says that faith without love is useless!!
This is important because it is love that necessarily leads us to perform works! This is illustrated in the parable of the Good Samaritan where it was neither the priest nor the Levite who were pleasing to God but the man who performed a work and bound up the wounds of the man who had been robbed and so Jesus tells us that we are to do likewise.
So how do we know that we'll be judged on this?
Jesus clearly tells us.....in Matthew's Gospel.
"Not every one that saith to me, Lord, Lord, shall enter into the kingdom of heaven: but he that doth the will of my Father who is in heaven, he shall enter into the kingdom of heaven." Matthew 7:21
Then of course, there is Jesus' own account of the Last Judgment:
Then shall the king say to them that shall be on his right hand: Come, ye blessed of my Father, possess you the kingdom prepared for you from the foundation of the world. [35] For I was hungry, and you gave me to eat; I was thirsty, and you gave me to drink; I was a stranger, and you took me in:
[36] Naked, and you covered me: sick, and you visited me: I was in prison, and you came to me. [37] Then shall the just answer him, saying: Lord, when did we see thee hungry, and fed thee; thirsty, and gave thee drink? [38] And when did we see thee a stranger, and took thee in? or naked, and covered thee? [39] Or when did we see thee sick or in prison, and came to thee? [40] And the king answering, shall say to them: Amen I say to you, as long as you did it to one of these my least brethren, you did it to me. Matthew 25: 24-40
"As long as you did it to one of these least of my brethren, you did it to me....." what else is that but works??
So, the love of which St. Paul speaks, leads us to perform the works of which Jesus speaks, on which our judgment will be based.
Finally, all of this helps to explain one of the most famous quotes in Scripture, one much beloved by Protestants....the famous words of James that.."faith without works is dead" James 2: 26
So you have never sinned? Is that right?