Wrong again. It's by God's grace that we have been given faith.
Romans 12:3 For I say, through the grace given unto me, to every man that is among you, not to think of himself more highly than he ought to think; but to think soberly, according as God hath dealt to every man the measure of faith.
... and what we do with it is our business. Someone might make "shipwreck concerning the faith" (1 Timothy 1:19)