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And it is in Purgatory that Jesus, through his merits not ours, completes the cleansing of sin from our souls.

This isn't what other Catholic say...They say the merit comes from the prayin' and payin' they do for those in purgatory...

I am confident of this, that the one who began a good work in you will continue to complete it until the day of Christ Jesus.… And this is my prayer: that your love may increase ever more and more in knowledge and every kind of perception, to discern what is of value, so that you may be pure and blameless for the day of Christ, filled with the fruit of righteousness that comes through Jesus Christ for the glory and praise of God. (Phil. 1:6, 9-11)

The work of our salvation is not completed until our love increases and we are filled, not just imputed, with the fruit of righteousness that come through Jesus Christ. Concerned only with our legalistic justification, Protestantism fails to recognize the greater mission of Jesus Christ, our sanctification.

This has nothing to do with salvation, but sanctification...And yes, we understand sanctification...

We are saved already...And because we are saved God will help us grow to understand his love for us...

Php 1:6 Being confident of this very thing, that he which hath begun a good work in you will perform it until the day of Jesus Christ:

And you erred here...

And this is my prayer: that your love may increase ever more and more in knowledge and every kind of perception, to discern what is of value, so that you may be pure and blameless for the day of Christ

We are not working to become pure and blameless FOR the day of Christ...

Php 1:10 That ye may approve things that are excellent; that ye may be sincere and without offence till the day of Christ;

Sincere does not mean pure...The hope is that we become sincere and without offense and maintain that sincerity til Jesus shows up or our life is over...We are not working to achieve something so that we may stay out of purgatory...