[SeeSharp]

I know that in the SBC it is frequently the denomination that signs for the loan to build the church. The congregation then makes the payments. Don’t know about PCUSA.

[Vigilanteman]

Once in a previous life, I attended a Baptist Congregation not affiliated with SBC. They owned their own building, considered themselves the true followers of the movement stated by Jan Hus and considered the SBC as sell-outs.

Interesting point of view, but eventually the "holier than thou" attitude got to me and I quit going.

Who owns the actual church building under the SBC arrangement? SBC because it signs for the loans? Or the congregation because it makes the payments?