Thank you, as well, for the exchange. You know, of course, that there is no definitive response because that resides with God. What we can know, and apply in our daily lives, is a better understanding of what "can" happen at death. Here again, I am reminded of the visions of St. Faustina Kowalska. About.
"I, Sister Faustina Kowalska, by the order of God, have visited the Abysses of Hell so that I might tell souls about it and testify to its existence...the devils were full of hatred for me, but they had to obey me at the command of God, What I have written is but a pale shadow of the things I saw. But I noticed one thing: That most of the souls there are those who disbelieved that there is a hell.""...I saw two roads. One was broad, covered with sand and flowers, full of joy, music and all sorts of pleasures. People walked along it, dancing and enjoying themselves. They reached the end without realizing it. And at the end of the road there was a horrible precipice; that is, the abyss of hell. The souls fell blindly into it; as they walked, so they fell. And their number was so great that it was impossible to count them. And I saw the other road, or rather, a path, for it was narrow and strewn with thorns and rocks; and the people who walked along it had tears in their eyes, and all kinds of suffering befell them. Some fell down upon the rocks, but stood up immediately and went on. At the end of the road there was a magnificent garden filled with all sorts of happiness and all these souls entered there. At the very first instant they forgot all their sufferings"
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FWIW, in His appearances to St. Faustina, Jesus asked that she paint His image with these words: "Jesus, I trust in you!".
So, resolved that one must trust in Jesus Christ, pray for lost souls and have faith that God is in charge.