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"That is, salvation does not proceed from yourselves. The word rendered “that” - τοῦτο touto- is in the neuter gender, and the word “faith” - πίστις pistis- is in the feminine. The word “that,” therefore, does not refer particularly to faith, as being the gift of God, but to “the salvation by grace” of which he had been speaking."

John Gill & you are both wrong.

"so that in the ages to come He might show the surpassing riches of His grace in kindness toward us in Christ Jesus. 8 For by grace you have been saved through faith; and that not of yourselves, it is the gift of God; 9 not as a result of works, so that no one may boast."

"The thing to note here is that the "that" that so many think refers to faith cannot because it is a neuter pronoun that refers back to the neuter noun "riches" and to that noun's apposition "gift," also singular neuter. It doesn't refer to "faith" because, if it did, it would have been feminine in gender."

Sorry. If Paul wanted it to refer to faith, he could have made it so. He did not. It is no use pretending otherwise. Not for Gill, and not for you.

John Chrysostom, a doctor of the Greek church, born of Greek and Syrian parents, and had considerable knowledge and scholarship of Greek writings, had this to say on the passage:

"Even faith, [Paul] says, is not from us. For if the Lord had not come, if he had not called us, how should we have been able to believe? “For how,” [Paul] says, “shall they believe if they have not heard?” (Rom. 10:14). So even the act of faith is not self-initiated. It is, he says, “the gift of God”"(John Chrysostom, Homily on Ephesians 2:8)