That’s right. If we don’t return to Him and confess our sins to Him, we remain out of fellowship with Him. That is different than loss of salvation.
It just means there are lots of predestined rewards God had created for us, which at the bema seat we won;t qualify to receive and will lose those rewards for all eternity future.
Wouldn’t that also mean, in addition to “out of fellowship” that a saved person was not forgiven or “cleansed from all unrighteousness” ?
I appreciate that you added repentance for our sins, re: “Postsalvation sin. Again, Repentance and confession.”
I think you could say one does not really occur without the other; but, for this discussion, wouldn’t your theology allow for a saved person without repentance?