Luther saw it differently but then Luther was a notorious anti-Semite and like anyone one of us a flawed human being. Indulgences don’t get anyone out of Hell however indulgences certainly can get one into it.
Actually, Pope Boniface IX, in 1392, condemned the sale of indulgences as simony. In doing so, he didn’t innovate such a condemnation, but merely added specifics to the Fourth Lateran Council (1215) suppressed abuses of professional pardoners.