People get all tangled up on the predestination thing. Ephesians and Romans both indicate predestination but that does not exempt salvation by grace through faith and in no way changes the gospel of grace. It simply means, “No man can come to me (Jesus) except the Father draw him” (John 6:44). In other words, God does it all - we can’t take credit for anything. He gives us the desire to call on him and gives us the faith to believe (“by faith OF Jesus Christ” Romans 3:22).
Totally agree and well stated!