You may call it stewardship of grace. I may call it a state of grace. We still believe in Christ. I pray to Christ. I know Christ. We still do it because we love Christ. I still hold Christ so can brothers and sisters who see it from a different angle. I believe we like to split hairs.
It’s not a moot point.
Anyone who adds works to intellectual knowledge about God concluding that because they have the *works* they have saving faith is being deceived and in for a very rude awakening.
The pharisees had all the works of the Law down to the dotted *i* and crossed *t*, and Jesus said they were spiritually dead.
Doing works does not guarantee salvation. Salvation guarantees works. Anyone whose claim of having faith isn’t backed up with works that naturally flow from within, really needs to consider if they’re really born from above, for their own sake.