Your lacking a petal or two on your TULIP. For some, both grace and faith are completely and entirely contingent and dependent upon being born elect. Salvation by election. Unlike your belief.
Very unlike your belief.
No, I don't agree. I have had numerous conversations with Calvinists on this forum and all agree that regardless if one is of the "elect" salvation STILL happens because of God's grace and through faith. The difference is the belief that those who are predestined to salvation do not resist God's grace but they still do have faith. Without faith NO ONE comes to God. I won't presume to explain their doctrine for them, but that is what I have understood them to say. As to the other petals on the tulip, I think even you would agree with more than a few points.