Purgatory, by any other name, is still Purgatory.
Nope. Forgiveness is forgiveness.
No need to pay anything or suffer for anything.
No wonder Rome lives in utter darkness. The kind of twisted logic you have performed here rivals the absolute screwed up doctrines that the Roman Cult Clan manufactured out of whole cloth. No pope in Scripture, but there is a rope-a-pope in Rome. No purgatory in Scripture, but there is a purgatory in the self-made religion of Rome. No indulgences in Scripture, but there certainly were (and are) a lot of them for sale from Rome. No sacerdotalism in the Scriptures, but Rome desparately needs the men in bathrobes to absolve sin from the poor parishoners.
There is no light in Rome, only the darkness of your kind of logic. Tragic. We entreat you, leave the chains of Rome, swim back over the Tiber...the light of Christ, and His Precious Shed Blood alone, awaits. That is, if He permits you to escape.
Purgatory, by any name, is a satanic hallucination.
The cross is where the entire payment was made.