Who said anything about NEED. I’ve seen a lot of people face death, including my husband. Every one of them, and I’ll venture to guess you will too, welcomed the comfort of prayer and loved ones praying for them. Of course, it may feel “too Catholic” for you, and you may send them all away.
I did, and rather clearly too. The comment indicated that the church gives assurance of forgiveness. My forgiveness is assured by God Himself in His word. No earthly organization stands between me and the Lord I serve. Nor do I need their assurance.