At what point have you done enough to be sure that you will be saved? Are you certain that you have done ALL.
The prophet Spencer W. Kimball wrote in the "The Miracle of Forgiveness" -
There is one crucial test of repentance. This is abandonment of the sin. The saving power does not extend to him who merely wants to change his life. Nor is repentance complete when one merely tries to abandon sin. ...To try is weak. To do the best I can is not strong. We must always do better than we can. The Miracle of Forgiveness, pp. 163-165
According to the prophet kimball - there can be NO forgiveness WITHOUT repentance (repentance defined as the complete and total removal of sin from one's life D&C 58:43 - a complete cessation of sin)
Critical point most mormons do not want to face - their's is an impossible task. Mormon's cannot honestly say "I do my best and Jesus does the rest" because kimball and mormon doctrine make it clear - states that sinless perfection is an absolute necessity to be attained by the hopeful, worthy, eligible or meritorious Mormon and failure to do so such failure to do so disqualifies one for Mormon exaltation.
So ben - how is keeping ALL of the commandments and ordinances working out for you lately?
They have to keep on “working” in hopes that they have earned enough credits in order pay the balance.
It’s an abomination, an affront to Jesus Christ who said “It is finished.”.