***If they know the obvious words of Scripture requiring Baptism after receiving the gift of faith and refuse it they will be condemned as Christ says.****
And yet it was believed at that time that baptism only cleansed you from past sins, no future sins could be washed away ( The SHEPHERD OF HERMAS allowed ONE sin after baptism). So, many people held off baptism till just before death. This is why Constantine refused to be baptized till near death.
One problem...sometimes the person died before being baptized which caused a problem.. to remedy this a person slipped under the bed the deceased was on, then when the priest asked the corpse if it wish to be baptised, the person uner the bed would say “yes”. then the priest would sprinkle the body and the person would be declared “saved”.
To risky for me!