Are there moral or mental health risks associated with money?
Off course! It’s seen as the biggest stressor in marriages. But it is not the “root of evil”. Since money is the medium of so many social exchanges, problems in dealing with those are often cloaked as money problems.
For example, expensive indulgences and out of control spending are weaknesses of impulse control and inner strength, and not really money problems, but they most often evidence as “a “money problem”. Delusions, selfishness, the various degrees of lying to one’s spouse can all appear as “money” difficulties.