Ha! you beat me to that one. Just another question to throw into the “discussion”. Acts 10:44-48 All of Cornelius’ friends and family received the Holy Spirit and then were Baptized. Act 2, the fire of the Holy Spirit fell on those 3,000, and then Peter told them to be baptized. So, were they “saved” before they were baptized? Does receiving the Holy Spirit save you? Just asking.
Here's a further note, to stir the pot, so to speak. When Peter was instructed that it was okay to go into the house of a man like Cornelius, he was still very hesitant. The Holy Spirit manifestation Peter witnessed as he BEGAN TO PREACH the Gospel may have been as much to convince Peter that God was at work in these non-Jewish hearts as He had been at Pentecost when it was Jewish hearts who manifested the Spirit gifts. Baptism is an open act of very, very important obedience. It is an individual's way to show he or she is 'plighting' their destiny with His redemption for them. If water is available on the battlefield, when a man is converted before dying, he is baptised. But if water is not available, he is not prevented from salvation when he confesses with his mouth the Lord Jesus and believes in his heart that God has raised Jesus from the dead.