So what unlocks this goldmine?
People who are able to earn enough money to have a surplus also are able to influence their culture through the spending, saving or giving away of those extra dollars to their favorite church or charity. This is the best way for people to live for there is safety in many counselors which is what millions become when they choose how to spend their own money. Times become dangerous when government confiscates those dollars, ripping away this protection, then proceeds to distort the culture through redistribution schemes.
Is that what you think the problem is, not enough stuff?