That is as straight forward as it needs to be.
Mat_21:33 "Hear another parable: There was a certain landowner who planted a vineyard and set a hedge around it, dug a winepress in it and built a tower. And he leased it to vinedressers and went into a far country.
Luk 7:41 "There was a certain creditor who had two debtors. One owed five hundred denarii, and the other fifty.
Luk 7:42 And when they had nothing with which to repay, he freely forgave them both. Tell Me, therefore, which of them will love him more?"
“The parable of Lazarus and the rich man ...” I agree with you, that story was not a parable. Jesus descended to the place the Richman and the beggar ended up upon their deaths. He went there following His crucifixion. Jesus, being transcendant of dimension Time, could relate what would be a future event, future moment to the Richman and Lazarus. I believe He did just that when telling of the events where the great gulf is fixed. To ‘fiddle’ with the Bible message, some start by assuming the story is a parable rather than Jesus relating a reality which to the listener will be a future event that Jesus can perceive at any moment in dimension Time.