Did you read the previous article, SALVATION PAST, PRESENT, AND FUTURE? It explains why you are wrong to only read this one prooftext and ignore others:
There is an ongoing aspect to salvation as well, as is indicated in 1st Peter 1:8-9, which states, " ... Though now you do not see Him, yet believing, you rejoice with joy inexpressible and full of glory, receiving ... the salvation of your souls."The same idea of salvation as something that is taking place presently is found in the writings of the St. Paul as well, for example, in Philippians 2:12 he states,
"Therefore, my beloved, as you have always obeyed, not as in my presence only, but now much more in my absence, work out your own salvation with fear and trembling"
Salvation in the Bible is therefore also a process which is still being worked out in the life of the believer's life. And it is a process which will not be finally completed until the Last Day, as is indicated by St. Paul in the following passages:
"Much more then, having now been justified by His blood, we shall be saved from wrath through Him. For if when we were enemies we were reconciled to God through the death of His Son, much more, having been reconciled, we shall be saved by His life." (Romans 5:9-10)
"And do this, knowing the time, that now it is high time to awake out of sleep; for now our salvation is nearer than when we first believed." (Romans 13:11)
"If anyone's work is burned, he will suffer loss; but he himself will be saved, yet so as through fire." (1Corinthians 3:15)
" ... deliver such a one to Satan for the destruction of the flesh, that his spirit may be saved in the day of the Lord Jesus." (1Corinthians 5:5)
These verses all speak of salvation in the future tense, as something that will happen to us in the future. Therefore, salvation has past, present, and future aspects or dimensions
as for 1Pe.
3 Blessed be the God and Father of our Lord Jesus Christ, who according to his great mercy hath regenerated us unto a lively hope, by the resurrection of Jesus Christ from the dead: 4 Unto an inheritance, incorruptible, and undefiled and that cannot fade, reserved in heaven for you, 5 Who, by the power of God, are kept by faith unto salvation, ready to be revealed in the last time. 6 Wherein you shalt greatly rejoice, if now you must be for a little time made sorrowful in divers temptations: 7 That the trial of your faith (much more precious than gold which is tried by the fire) may be found unto praise and glory and honour at the appearing of Jesus Christ. 8 Whom having not seen, you love: in whom also now though you see him not, you believe and, believing, shall rejoice with joy unspeakable and glorified; 9 Receiving the end of your faith, even the salvation of your souls.
This verse is speaking of saved people, saved by faith who have an inheritance waiting for them already.
1Cor.
18 For the word of the cross, to them indeed that perish, is foolishness: but to them that are saved, that is, to us, it is the power of God.
Paul said that he and the Corinthians were saved