[Cvengr]

You are correct to understand for each person there is only one judgment, but which judgment seat will depend upon if the person is a believer who has been raptured and at the bema seat or if the person is an unbeliever finding themseleves before the Great White Throne Judgment.

[kosta50]

if the person is a believer who has been raptured and at the bema seat or if the person is an unbeliever finding themseleves before the Great White Throne Judgment

You are preaching Paul over Christ here.