What a strange thing for a Bible-believing Christian to write! Do you really mean to say that Jamesno less than an apostle of the Lord Jesus Christfailed to explain faith correctly?
I do not believe that James failed at all. His epistle seems perfectly clear to me, and it accords with my own experience of faith.
The funny thing is that your description of faith as an action term also seems quite correct to me, and it agrees with what James and the other apostles to taught.
“Do you really mean to say that Jamesno less than an apostle of the Lord Jesus Christfailed to explain faith correctly?” ... Yes Um, are you sure of what you wrote?... James an Apostle of the twelve?