This 'novel theory' is all over the scripture...Millions upon millions see it every day...The fact that you don't see it doesn't mean it isn't there...
The Apostle Paul talks about two kinds of salvation...He talks about those who trust in the finished work of Jesus Christ and their 100% faith in His complete atonement for their sins...Where no sin is imputed to them...
Paul also talks about another group of people who insist on living by the law...The people that will attempt to endure, trust in themselve to make it to the end...Paul goes on to say these people will be judged by the law...And this judgement is the White Throne Judgment of Revelation...
You guys are looking ahead to the White Throne Judgement to see if you make it into Heaven...
The other group won't be involved in the White Throne Judgement
So I see where you are coming from in your theology...It's in the bible...But so is a bunch of other stuff which appears to be beyond your vision...
Cite it!