What difference does that make - whatever that means? The concept of repenting for something you haven't done yet is ridiculous. How can you be sorry for something you haven't done yet? There can be no sorrow where there was no action done yet.
Repentance is necessary to take on life long true faith. It is not something we do piecemeal to satisfy a debt for each of our sins along the way. Jesus already took care of that. By necessary and sufficient, I mean that for you Jesus dying on the cross was needed for you to get to Heaven, but it wasn't powerful enough, not strong enough to do the job. Only you are powerful enough to get yourself into Heaven. We say that Jesus dying on the cross was SO powerful that it sealed the entry into Heaven of ALL of the elect.
Also, salvation and entrance into heaven are two different things, so I've been told by Protestants.
To my mind, it's just a timing issue. One could make a case for up to four different "times" of being saved and all be correct. Predestination, Jesus on the cross, point of belief, entry into Heaven. "Salvation" can apply to any of these.
Repentance is not a satisfying of a debt. That is your legal idea of your relationship with God coming to the forefront again. Our relationship with God is familial, thus, there is not a "debt satisfaction" when we repent.
Regards