No, no, it wasn't meant to be a smear. You got it all wrong. Look, you said;
"Maybe the crack whore in your example was convinced that she's not on Calvin's list, so why bother trying to be good? Or maybe she was convinced that she IS on Calvin's list, so why bother to be good? Maybe your crack whore decided she's saved by faith alone, and so can so is free to engage in all the crackwhoring she wants."
"Most likely", your crack whore's behavior is the result of Calvin's shoddy doctrine
So all that I was trying to do was answer your maybes and most likely with the most logical and most reasonable answer under the circumstances i.e. a confession to a pedophile priest. That makes sense since under your scenario, she keeps on in her habitual sin.
MY scenario?
LOL
Most likely the crack whore’s behavior is the result of poor/or missing parenting. Human nature, according to scripture, is bent toward behavior that is fruit of a Sin nature, a nature Jesus was faithful even unto the death of the Cross to blot out for those who will elect to have His Grace. If the specific Saved were decided before the worlds began why would God tell us that ‘faithful is He that calleth you for He will also do it’, then tell us that ‘many are called but few are chosen’ because so few will let Him do it. If I look out at the street and see a car run a redlight and kill a dog, I’m not responsible for the dog’s death, I just witnessed it. My seeing the death in no way makes me responsible for the dogs choice of paths.