Maybe the crack whore in your example was convinced that she's not on Calvin's list, so why bother trying to be good? Or maybe she was convinced that she IS on Calvin's list, so why bother to be good? Maybe your crack whore decided she's saved by faith alone, and so can so is free to engage in all the crackwhoring she wants.
Most likely, your crack whore's behavior is the result of Calvin's shoddy doctrine.
She never stood a chance.
“Most likely, your crack whore’s behavior is the result of Calvin’s shoddy doctrine.”
Most likely she believes that what she is doing is no worse than the pedophile priest who hears her confession and as long as she goes through the motions in church like he does she’s in good shape.