If someone were to ask if another person had been saved, the answer would depend on the sense in which the word is used. The answer might be "Yes" or perhaps it might be "Yes, but with conditions." The following explanations outline six different meanings of the word salvation.
Salvation from Physical Death. All people eventually die. But through the Atonement and Resurrection of Jesus Christ, all people will be resurrected—saved from physical death. Paul testified, "As in Adam all die, even so in Christ shall all be made alive" (1 Corinthians 15:22). In this sense, everyone is saved, regardless of choices made during this life. This is a free gift from the Savior to all human beings.
Salvation from Sin. To be cleansed from sin through the Savior's Atonement, an individual must exercise faith in Jesus Christ, repent, be baptized, and receive the gift of the Holy Ghost (see Acts 2:37–38). Those who have been baptized and have received the Holy Ghost through the proper priesthood authority have been conditionally saved from sin. In this sense, salvation is conditional, depending on an individual's continuing in faithfulness, or enduring to the end in keeping the commandments of God (see 2 Peter 2:20–22).
Individuals cannot be saved in their sins; they cannot receive unconditional salvation simply by declaring a belief in Christ with the understanding that they will inevitably commit sins throughout the rest of their lives (see Alma 11:36–37). However, through the grace of God, all can be saved from their sins (see 2 Nephi 25:23; Helaman 5:10–11) as they repent and follow Jesus Christ.
Being Born Again. The principle of spiritual rebirth appears frequently in the scriptures. The New Testament contains Jesus's teaching that everyone must be "born again" and that those who are not "born of water and of the Spirit . . . cannot enter into the kingdom of God" (John 3:5). This teaching is affirmed in the Book of Mormon: "All mankind, yea, men and women, all nations, kindreds, tongues and people, must be born again; yea, born of God, changed from their carnal and fallen state, to a state of righteousness, being redeemed of God, becoming his sons and daughters; and thus they become new creatures; and unless they do this, they can in nowise inherit the kingdom of God" (Mosiah 27:25–26).
This rebirth occurs as individuals are baptized and receive the gift of the Holy Ghost. It comes as a result of a willingness "to enter into a covenant with our God to do his will, and to be obedient to his commandments in all things that he shall command us, all the remainder of our days" (Mosiah 5:5). Through this process, their "hearts are changed through faith on his name; therefore, [they] are born of him" (Mosiah 5:7). All who have truly repented, been baptized, have received the gift of the Holy Ghost, have made the covenant to take upon themselves the name of Jesus Christ, and have felt His influence in their lives, can say that they have been born again. That rebirth can be renewed each Sabbath when they partake of the sacrament.
Salvation from Ignorance. Many people live in a state of darkness, not knowing the light of the restored gospel. They are "only kept from the truth because they know not where to find it" (D&C 123:12). Those who have a knowledge of God the Father, Jesus Christ, the purpose of life, the plan of salvation, and their eternal potential are saved from this condition. They follow the Savior, who declared, "I am the light of the world: he that followeth me shall not walk in darkness, but shall have the light of life" (John 8:12).
Salvation from the Second Death. The scriptures sometimes speak of salvation from the second death. The second death is the final spiritual death—being cut off from righteousness and denied a place in any kingdom of glory (see Alma 12:32; D&C 88:24). This second death will not come until the Final Judgment, and it will come to only a few (see D&C 76:31–37). Almost every person who has ever lived on the earth is assured salvation from the second death (see D&C 76:40–45).
Eternal Life, or Exaltation. In the scriptures, the words saved and salvation often refer to eternal life, or exaltation (see Abraham 2:11). Eternal life is to know Heavenly Father and Jesus Christ and dwell with Them forever—to inherit a place in the highest degree of the celestial kingdom (see John 17:3; D&C 131:1–4; 132:21–24). This exaltation requires that men receive the Melchizedek Priesthood, and that all Church members make and keep sacred covenants in the temple, including the covenant of eternal marriage. If the word salvation is used in this sense, no one is saved in mortality. That glorious gift comes only after the Final Judgment.
Reread John, chaptes 3 thru 6. Count up the multiple times that "eternal life" is used in present tense "have eternal life"--not "will have eternal life." See John 3:36--HAS everlasting life (not will have). John 5:24: "hath everlasting life or HAS everlasting life." John 6:47: "Verily, verily I say unto yu, He that believeth on me hath (has) everlasting life."
Mary makes the same mistake you do in John 11, thinking that the celestial kingdom is only wrapped up in some future place--some location. "Jesus saith unto her, 'Thy brother shall rise again.' Martha saith unto him, I know that she shall rise again in the resurrection at the last day.' Jesus said to her, I am the ressurection, and the liefe; he that believeth (believes) in me, though he were dead, yet shall he live." (John 11:23-25).
Jesus says HE IS the resurrection...Jesus is the King. Jesus is the Kingdom. If you know the true Jesus, you are already spiritually resurrected. You are born again, as John and the book of Mosiah says. You are born from above. You are a new creature in Christ, as Paul wrote.
However, through the grace of God, all can be saved from their sins (see 2 Nephi 25:23...)
But 2 Nephi 25:23 says that you are saved by grace when? "AFTER ALL you can do." Have you, or anybody (besides Christ) ever been able or will be able to say, 'Yup, Dad. Done 'all I could do.' Can I have your grace now? Can your grace finally kick in? I've avoided all sins of commission humanly possible; I've done all I've supposed to do--avoided all sins of omission. I've taken collective responsibility for what goes on in my community just like the Bible says that I'll be held --to some degree--accountable for."