Being cut off from Christ is hell Edward not heaven. A life without anything good from the hand of God ever. Mormon's call hell heaven. That is a big problem.
"As for those who refuse to accept Christ" what this REALLY means is for those who refuse to accept the mormon version of salvation by accepting the posthumous baptism, endowments, sealing and confirmation into the LDS church AFTER DEATH, they will also go to a lower heaven where they will not associate with Christ.
To mormons the ONLY ones allowed into the Celestial (higher)kingdom are....are you ready for this?....mormons(either inducted into mormonism alive or dead), who have proved their "worthiness" by obeying all the rules laid out by their religion. After all, they alone have the "restored" church.
Ah, a theological answer. I happen to agree with you in principle, but you’re merely arguing semantics. Of course any place where people can experience fecund joy in the absence of active suffering and misery is “heaven” to them. Why, haven’t you ever gone on vacation to a place you’d consider “heaven?” Why begrudge non-Christians that option in their afterlife? Besides, who the heck to you think you are to deny them some level of happiness?