Slightly longer answer: Okay, my thought is incomplete. But the Flood (or Osama, or whatever) isn't what I'm afraid of. Another 30 some years and I'm outta here anyway. What I'm afraid of is what happens THEN. And that's what I'm talking about in my the wrath on the sin is included in the sin.
If my make a cartoon of Hugh Hefner, just for argument's sake: he could die of syphilis or AIDS or being shot by a jealous lover or something. But when he dies, unless God works a miracle in him, what will be there is a person who thinks everything on earth or at least everything in skirts is for his pleasure - for his service only in a barnyard sense, not in the sense which the Lord had in mind, and who may have lost the capacity to love. That's the eternal fire, I think.
Sketchy answer given in haste.
I guess where I was going on wrath was whether you believe that the relevant stories in the Bible literally happened, or were they just metaphors. Did God really direct Joshua to kill virtually every living thing inside Jericho? Did it really happen, or was that just a story? I have had Apostolics come down on both sides to me, while at the same time keeping the same theology about how to interpret those accounts to have meaning for us.