I agree, but we are saved by Grace thru Faith. I don't believe you can work to have Faith. Where does that Faith come from? I believe the Holy Spirit indwells after we have been saved not before. Is it that this initial saving Faith is God drawing us to him?
Amen. It is grace that saves, and the means through which God gives His grace is faith in His Son.
Someone said years ago on the RF that faith is a light switch the Holy Spirit turns on within one of God's children at time of God's choosing, and the electricity is the will of God.
That switch was always there, waiting for the moment in time which God had purposed from eternity.
(Hope I haven't mangled that analogy too badly. Maybe some others could remind me of a more accurate rendition.)
God knocks but you still have to open the door.
"The nature of the Divine goodness is not only to open to those who knock, but also to cause them to knock and ask." -- AUGUSTINE