Me: The capacity to love and know God is given everyone as part of natural law "written in the hearts" of all men. To have a better formed faith requires a church life, generally speaking.
Consider the Parable of the Sower of the Seed. Not only is the seed important, but the ground it lands upon as well.
Regards
In 4422 I wanted to describe the interplay of the divine call, the natural knowledge, the capacity for faith, the actual gift of faith, and finally sanctification. How did I do?