I joined a San Diego home based church . . . that, how to put it . . . it wasn't a doctrine per se . . . but they were quite comfortable with, if not facilitative of rebaptisms at major turning points in a person's life such as successfully turning from alcoholism; spouse abuse; whatever chronic pattern of serious sin etc.
For some forgotten set of reasons, I felt it would be fitting for me. They baptized 3 dunks in the name of The Father, The Son and The Holy Spirit.
So that was 4 times in my life at that point. Then the group went to Israel and we all got dunked in the Jordan River as a commemoration and identification with Christ who was dunked in the Jordan.
I believe that something spiritually redemptive occurs at a fitting baptism that includes confession, repentance, submission to Christ and choice of being as it were 'spiritually buried and resurrected in/with Him.'
But I do NOT believe that someone who dies in a car accident on the way to their baptism will go to hell because they didn't quite get there.
I certainly believe that most of us Protestants miss out a lot and are often sick because we ignore the verse about confessing faults one to another that we may be healed.
Yep. Covering faults seems to be the order of the day. The pastor at the last church we attended bragged about how he didn't want to hear our faults and sins, and he didn't want to tell us his either. So we do miss out on lots of blessings by ignoring scriptural admonitions.