So you are a New Yorker, living in a "rent controlled" appartment, living off of taxpayers through Social Security. No wonder you like to tell other people to throw away their money.
My dear friend I paid into this SS all of my life it was compulsory not voluntary!
I live in a rent stablized apt it goes up every two years!
Just got a raises!
I lived through those days when they had progressive income tax so if I worked 60-70 hours a week I did not get rewarded for my efforts for my uncle sam was there first to take his cut!
I worked much my life in food services and long hard back breaking hours!
Sorry if you feel I was telling one how to throw around money when what I said is testified my many who lived the law of tithing!
I only shared with you what is a truism you can either try it or not you still have free will!
If you listen to Dave Ramsey caller after caller call in how tithing and controled spending has helped them in their live and get debt free and have a work able plan that works when applied!
http://www.daveramsey.com/