You provide ample witness, with your take on something as basic as the existence of Hell or lack thereof, that Scripture is not nearly as "perspicuous" as Protestantism would have us believe. You baldly assert Hell's lack of existence, in the face of rather plain Scripture. You empty Heaven of every being except God, some angels and three humans (!) in direct contradiction to equally clear passages of Scripture. You claim your right to do this because you are led by the Spirit to interpret Scripture.
You are Exhibit A for the need for a Magisterium precisely along the lines of what the Catholic Church has proclaimed it has received from Christ Himself. If something as basic as just these two examples can be so badly mangled, there is no doubt that the doctrine of private interpretation leads to utter chaos elsewhere within all Protestantism!
Why does the Apostle's Creed end with a prayer for the resurrection of the dead if the dead are already in heaven or hel? I do not claim personal revelation nor do I claim to know whether I am being guided by the Holy Spirit. I pray for guidance from the Holy Spirit. I only know what I read in the Bible.