Don't forget to take into account spiritual inflation and those unseen charges like pride, self sufficiency snd self satisfaction. I suppose those who are waiting to find out if they measure up will be disappointed at how much equity was eaten up by inflation and the hidden charges.
"I suppose those who are waiting to find out if they measure up will be disappointed at how much equity was eaten up by inflation and the hidden charges."
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Sounds like I need to take out a loan.