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Note that the faith is likened to a tiny, yet miraculously powerful seed (is it why faith is "planted?). What do we do with seeds? -- We grow them.

The point of the analogy is not that we plant and grow the seed, but that God plants and grows the seed.

We grow them. That demands work, and in fact, unceasing work.

All good works are of and by the Holy Ghost, working Christ's righteousness in us. We are only able to perform anything God-pleasing after He has regenerated us through the work of the Holy Ghost.

"For though he was crucified through weakness, yet he liveth by the power of God. For we also are weak in him, but we shall live with him by the power of God toward you.
Examine yourselves, whether ye be in the faith; prove your own selves. Know ye not your own selves, how that Jesus Christ is in you, except ye be reprobates?
But I trust that ye shall know that we are not reprobates." -- 2 Corinthians 13:4-6

God plants the seed, and we grow it, with His help, of course. Read the gospels. Specifically, there are some I mentioned in my #20. Luke 17:6-10 addresses the issue of who is working and who is resting.

We are only able to perform anything God-pleasing after He has regenerated us through the work of the Holy Ghost.

I thought Annunciation preceded the Conception; what does your gospel say?

"The point of the analogy is not that we plant and grow the seed, but that God plants and grows the seed."

And He was saying, "The kingdom of God is like a man who casts seed upon the soil; and he goes to bed at night and gets up by day, and the seed sprouts and grows-how, he himself does not know. The soil produces crops by itself first the blade, then the head,..." Mark 4:26-28

As you point out, the seed takes affect only on the "good soil". One plants. Another waters. But God gives the growth.