[PetroniusMaximus]

"Judgment comes for us. "

That is indisputable.


"Though Christ paid our debt on the cross, we can still lose Heaven through the sins we commit; "

The very verses you site refutes your contention. Look...

"For the time is, that judgment should begin at the house of God. And if at first at us, what shall be the end of them that believe not the gospel of God?"

Look at the contrast: "And if at first at us, what shall be the end of them that believe not the gospel of God"

In other words, Judgment is coming, if it is going to be rough for the believers, imagine how rough it will be fro the unbelievers.

Those who "believe not the gospel of God" are getting the worst - hell. The believers, by contrast, will undergo judgment and perhaps even be "barely saved" but will not suffer the same fate as the unbeliever.

[Campion]

Judgment is coming, if it is going to be rough for the believers

But it can't be. All of the penalty of our sins, including "rough judgment," was removed at the Cross. You insist that Scripture says so, so I have to insist that you're either wrong, or or you're contradicting Scripture.