Then He doesn't actually bring it about, He only provides the circumstances and sits back to watch what happens. The individual is the one who really brings it about.
I think you might be mistaking information content for repentance and faith, imo. God provides all the content and the conviction and the encouragement that is necessary to fall overwhelmed in repentance and faith.
The one who resists is, though, as you say, rebelling against God's gracious offer in Christ.
"Though he doesn't actually bring it about."
Fru, you have said that God does not believe for you. Are you changing your mind on that?