Replies

Look, I think free credits reports email to everyone is a good thing. Something like 40% of these reports are incorrect. The issues involved with this bill are confusing to say the least, so I don't know what to think.

2 posted on 09/23/2003 3:21:36 PM PDT by BushCountry (To the last, I will grapple with Democrats. For hate's sake, I spit my last breath at Liberals.)

It really is a simple matter. If you want banks and other financial institutions to be able to issue credit on a national basis then you can't have 50 different laws about what you can do with a credit report. This is a case where national regulation is by far the best course. Giving consumers free access to their credit reports will help cut down on identity fraud. Ideally consumers should be able to get their credit report online at will. Also people should get notified when their report is accessed or changed. With this type of access, identity fraud would be a thing of the past.