[appeal2]

It really is a simple matter. If you want banks and other financial institutions to be able to issue credit on a national basis then you can't have 50 different laws about what you can do with a credit report. This is a case where national regulation is by far the best course. Giving consumers free access to their credit reports will help cut down on identity fraud. Ideally consumers should be able to get their credit report online at will. Also people should get notified when their report is accessed or changed. With this type of access, identity fraud would be a thing of the past.

[BushCountry]

Everything you just said sounds good. The states right issue in the post topic?