[Caipirabob]

In addition, I think about the cost of insurance justified by the fact we are compelled to subsidize the uninsured via our own policies.

Yeah, we probably wouldn't see a discount, but perhaps we might see some relief if there are no further accidents involving the uninsured due the lack of any on the roads.

I can dream, but this all makes too much sense. We may never see it in our lifetimes...

[silverdog]

re your #12: Along the same lines, in MD we have vehicle emission inspection laws. The inspection costs $14 and your registration gets suspended if you fail the test or don't get the inspection. The kicker is that vehicles over 10yo are exempt "because it's not fair to low income people" to make their cars comply. And of course, which car is emitting more, my 4yo Subaru or his 1982 Fairlane? Sigh.