Consider yourself no longer ignorant
Deuteronomy 15
The Year for Canceling Debts
1 At the end of every seven years you must cancel debts. 2 This is how it is to be done: Every creditor shall cancel the loan he has made to his fellow Israelite. He shall not require payment from his fellow Israelite or brother, because the LORD's time for canceling debts has been proclaimed. 3 You may require payment from a foreigner, but you must cancel any debt your brother owes you. 4 However, there should be no poor among you, for in the land the LORD your God is giving you to possess as your inheritance, he will richly bless you, 5 if only you fully obey the LORD your God and are careful to follow all these commands I am giving you today. 6 For the LORD your God will bless you as he has promised, and you will lend to many nations but will borrow from none. You will rule over many nations but none will rule over you.
Sure... let's try filing this down at the Bankruptcy Court and see what happens. Do the Federal Rules have a provision addressing exactly what the court is to treat as the land which God is giving the petitioner as his inheritance? That ruling over nations part is a bit tricky, too... if none are supposed to rule over a debtor, can he avail himself of the protection of the federal bankruptcy courts?