[E. Pluribus Unum]

Idjit.

Instead of paying $125,000 interest on my loan over 30 years I am going to pay $30,000 interest in 9 and be free and clear and you call me an idiot.

I bet your related to that banjo-playing, albino hillbilly in "Deliverance."

[speekinout]

OK. As I have said before, if you have plenty of money, then having a bunch in your house is probably no big deal. But if that is most of your net worth, you are just a short time from trouble.
Everyone needs a ready cash stash for health care or a jobless interval or whatever. That's much more important than equity.