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Hey, MM! Can I just jump in here for a minute? It was my understanding that the insurance policy was double indemnity, which would mean, if she died as the result of a boating "accident" while pregnant, old Scottie would have received $500k in lieu of $250k. I also understood that the policy was taken out in late summer (July, August). My theory, FWIW, is that he was going for getting her out on the boat alive on a day when there were no witnesses, push her overboard, making sure she drowned, and bingo, no Laci, no baby, just a free Scottie who was $500k richer, not to mention her share of the estate.

Sure--jump in. You're absolutely correct that he'd taken out a double indemnity policy. And that in and of itself had raised a lot of eyebrows because all the insurance advisors and financial counselors came out of the woodworks after her disappearance to report that that was crazy. It was an archaic policy, and most counselors would recommend their clients just increase their benefits as opposed to adding the double indemnity clause (cheaper and more effective, the experts said).

So, you're right that there was something terribly amiss in this double indemnity policy (which, by the way, didn't need to be a boating accident for the ins. company to pay up).

Pushing her overboard and claiming it was accidental death might have been a good plan, but when did he intend to do it? To get rid of her AND the baby, he would have had to have done it while she was pregnant, right? Well, she was 8mo. pregnant and he still hadn't taken her fishing or whatever excuse he'd been planning on using (following your train of thought, that is). I mean, what 8mo pregnant woman decides to go fishing/sailing on a little rowboat like that? That's not believable. And it wouldn't be believable if she'd never gone fishing with him before--it would have been out of character and implausible to those who knew her.

No....i still think he only bought that dingy boat to dump her already-dead body...but that's just my gut feeling. I sure hope the truth comes out...I appreciate your ideas, Sandy