[csvset]

Sears issued a credit card to someone in California using my SSN. This "someone" used a Hispanic name. Sears said it was a "typo". !@#$%&&*()_+_^%@ Sears !

[Brytani]

My husband and I went last weekend to purchase a much needed "new" car. When they pulled his credit report, a repossession for a car we've never owned, a loan we never took our or knew about came up.

Needless to say we were turned down for a loan because of this and now I will have to start the long and frustrating journey of having this removed from his credit report.

Maybe the answer is a law that stops credit reporting agencies and creditors from asking for a social security number for credit and requiring all applicants provide three valid forms of ID before approving/accepting an application.