[Brytani]

My husband and I went last weekend to purchase a much needed "new" car. When they pulled his credit report, a repossession for a car we've never owned, a loan we never took our or knew about came up.

Needless to say we were turned down for a loan because of this and now I will have to start the long and frustrating journey of having this removed from his credit report.

Maybe the answer is a law that stops credit reporting agencies and creditors from asking for a social security number for credit and requiring all applicants provide three valid forms of ID before approving/accepting an application.

[csvset]

Have you contacted the Federal Trade Commission?

FTC ID Theft

It's a start.