[Libertarianize the GOP]

No fault Insurance allows everybody to buy as much or as little personal coverage as they desire and actually reduces claims.

[JZoback]

No fault Insurance allows everybody to buy as much or as little personal coverage as they desire and actually reduces claims.

How does no fault reduce claims? I would think no fault would increase claims since nobody is at fault

Inquiring minds want to know

No fault means insurance companies split the risk. No fault covers their butts, not the insurers.

[KeyLargo]

"No fault Insurance allows everybody to buy as much or as little personal coverage as they desire and actually reduces claims."

You must be kidding!

PIP FRAUD is enormous in the States of Florida and New York. No fault is a bonanza for ambulance chasers and Chiropractors. Everyone in those states pays big time for the fraud. Most of the state legislatures that made PIP effective have realized that no fault had become the holy grail for lawyers, clinics and doctors. These same states soon went back to the "at fault" system of insurance coverage.

See,

Dollars & dents
Staged crashes breed PIP fraud epidemics in New York, Florida
http://insurancefraud.org/feature_dollar&dents.htm

[Focault's Pendulum]

No fault Insurance allows everybody to buy as much or as little personal coverage as they desire and actually reduces claims.

That is a very uninformed statement.