I've got nothing to apologize for. According to you you've been sitting on this all week while trying to make out to be some insurance company basher. If you had this the whole time, and it said what you think it does which it DOES NOT, then you could have ended it LAST week. Reconcile this with 28-4007 section A:
A. A person in whose name more than twenty-five motor vehicles are registered or who is required to comply with the financial responsibility requirements prescribed in article 2 of this chapter may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the director as provided in this section.
Which clearly limits who can self insure. Show me how this, which I now quote for the THIRD TIME says anybody can self insure. Go ahead. It doesn't. You know it, I know it. Pretending you "had the information" while spending 3 days throwing red herrings doesn't make you look smart, it makes you look like a jagoff trying to start flame wars. If you "had it" you should have presented it rather than make things personal. Since you spent 3 days playing obfuscation BS it's clear you didn't "have it". And 4007 still make it clear that what you "have" isn't it.
"28-4007 section A:
A. A person in whose name more than twenty-five motor vehicles are registered or who is required to comply with the financial responsibility requirements prescribed in article 2 of this chapter may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the director as provided in this section. Which clearly limits who can self insure."
Alright, I'll humor you a bit longer. Let's pretend I don't know what I'm talking about....no no, wait.....and that you do.
This rule tells us how a commercial risk "may qualify" to self-insure. As an educated professional P&C man, please advise; where does it "clearly" limit who can/cannot self insure their personal auto?
"Reconcile this with 28-4007 section A:"
Your mixing apples and oranges. There are seperate regulations for commercial & personal auto(hard to believe isn't it?). They do not mix, nor have to be reconciled with each other.
Is this sincere, or are you purposely being dense?
"Show me how this, which I now quote for the THIRD TIME says anybody can self insure"
Oh my...It doesn't say anybody can self insure, does it? Nope, not a damn thing! I tried to tell you....I offered to help you. Your looking in the wrong place.
Oddly enough, some regulations having to do with insurance can actually be found at the Dept of Insurance. Boggles the mind, doesn't it?
Now....where does your "quote for the THIRD TIME" "clearly" limit who can/cannot self insure their personal auto?(please don't tell me you shot off your mouth yet again!! Tsk, tsk...not very professional)