Make Car Insurance Fairer

Forbes ^ | 03.17.03 | Ian Ayres and Barry Nalebuff

[tang-soo]

Besides being a bad plan, anyone else notice all the fascist - control freak statements in this article? GPS measuring when and where you are driving and charging you based on that?

Next, they'll want to monitor your home water usage and charge you based on hot vs. cold, well vs city provided, soft vs hard, filter vs non filtered, outside usage vs potable. Sheesh.

How about a monitor that meaures your caloric intake and you can be administered (a nice fascist word) chits to redeem for your food based upon your health and needs. THis way they can force health on us. Pleas don't forward this to the Big Food class action lawyers.

[Iconoclast2]

The minute we start empowering the government to dictate to insurance business "what we'd like to see", we can be sure we're not going to get what we want. We will get higher rates, more bureaucracy, and the 28% uninsured will remain uninsured because it's racist or contrary to Party interests to ask them to get insurance. Why can't people leave business well enough alone? The only reform we need is to stop issuing licenses, registrations, renewals and titles without proof of insurance. As usual, government fails entirely to enforce the laws it has, and tells a bunch of lies to get us to pass new laws.

[laotzu]

"Wonder why you couldn't do that months ago"

I did. See post #124, dated 3/3/2003; where I provided this same link.

Why would you not accept it then?

[laotzu]

"Oh that's right you were being a dork."

Was I really?

[discostu]

Yes, and you're trying again now. You're the one that admitted to deliberately withholding information to "teach me a lesson". Well the lesson was taught then and is obviously still valid today: laotzu is a dork and should be avoided. Go away now, I'm sick of your crap again already.

[laotzu]

"Wonder why you couldn't do that months ago"

I did. See post #124, dated 3/3/2003; where I provided this same link.

Why would you not accept it then?

"Oh that's right you were being a dork..Guess that not only makes you (laotzu) a liar, it makes you a f-cking pig and a total g-ddamn jackass....F-CK OFF....You're a g-ddamn piece of sh-t f-cking lieing bastard....You f-cking insulted me....F-ck you damn c-cksucking f-ckface....a simple f-cking question....at DU with the other f-cking morons....a meely mouthed sh-t eating c- msucker....F-CK OFF....shove a garden weasel up your lieing blown out f-g ass"

You have such a poetic mastery of the language. Even as a dork, I can pick up on it. You're my hero.

[discostu]

Is there a particular reason you feel a desperate need to resurrect this fight? I already admitted you're right. Go away.

[StriperSniper]

Drivers who don't drive many miles have a greater number of accidents per mile traveled

While I agree with the premise, but you should refine the argument. If one were to start plugging in numbers, it could end up either way.

(Just a hint, not the start of a debate ;-)

[laotzu]

"you finally did it"

I repeated the truth I told you of months ago.

You called me a liar, a dork, a f-cking pig and a total g-ddamn jackass...a g-ddamn piece of sh-t f-cking lieing bastard.... and a meely mouthed sh-t eating c- msucker.

It is now clear to you that I told the truth.

You owe me an apology.
(another tirade as quoted above would be welcomed as well)

[discostu]

You also admitted to deliberately withholding information and presenting red herring data. I'm not apologizing to you. Had you presented your good data FIRST instead of after prolonging the argument for weeks it would have been over. But no. You wanted an argument so you deliberately put forth useless data. I'll never apologize for being lied to and manipulated.

[laotzu]

"you feel a desperate need to resurrect this fight?"

I only answered the man's question. Nothing more.

You hurled "dork". Why?

[discostu]

Post 135 is why you're a dork. Now really. We're done. Don't reply, I won't read. And please, die in horrible pain, it's what you deserve.

[laotzu]

"you deliberately put forth useless data"

Just as you have done today, in post #155. You knowingly gave wasp69 false information regarding his question. Why?

Obviously, I was correct about self-insurance, and; you aren't really all that upset about passing misleading information as you pretended.

I've done nothing to warrant the cussing out you gave me, nor the insult you chose to start up again today. Yet you eagerly spew them. Why?

Your loudness, ludeness, and rudeness are meant to disguise both ignorance & stupidity. Keeping with your own company, it would work.

FreeRepublic is a market where adults will be encountered. A modicum of silence, awe, and honor are far more in order; and would benefit you greatly.

A woman should always be silent, servile, & appreciative. Be so.

[thrcanbonly1]

Tell me about it, one of my cars broke and I didn't have the time,money or inclination to fix it so I stuck it in my garage, canceled the insurance, (why pay insurance on a car not on the road?) and drove my truck for a while, fully insured by the way,when I fixed my car and went to re-register it, they told me that I needed an SR-22 to re- register my car, fully insured of course, I got no notification of suspension until I went to the DMV. Since when is any business of theirs if my car is not insurred if I am not driving it. I am so P.O.ed I am seriosly thinking of moving to another state for a month to register my vehicles. Bastages. /rant Dont you just love AZ

[laotzu]

"die in horrible pain, it's what you deserve"

Gee, and I like you.

That's a keeper; one for my homepage. Thanks. You're the best.

[laotzu]

"Don't reply, I won't read"

I've heard that lie before.
(I know how much lies upset you)

[discostu]

There's a form you're supposed to fill out with the DMV saying your car is out of commission for an extended period but not dead completely. Nobody ever does, it's like a running joke with those people.

[laotzu]

"I already admitted you're right"

You owe me an apology

[thrcanbonly1]

I am suprized they dont have metal detectors at the DMV, they are going to need them

[discostu]

I think they rely on sapping your will to live.

Actually I shouldn't complain too much, ADOT has done an excellent job of streamlining the process, as long as you don't have anything wierd going you can be in and out in 10 minutes, if you even need to go in, a lot of stuff can be done on the web. Of course if you've got something wierd going... bring lunch.